If You Are Broke, Try This…

I went away to college in California and expected the world to bow at my feet. It didn’t. It fed me hot pockets for breakfast, lunch, and dinner instead. Actually that’s a lie. I ate Lucky Charms for breakfast without the charms or the luck because I was broke.

I had little to no money and I didn’t know a single soul in San Diego. It was rough and lonely. Then six months later I had wads of cash in my pockets, steak on my plate, and new friends by my side as I stood on a rooftop overlooking beautiful downtown as I partied it up with the San Diego Chargers.

It was a roller coaster ride full of ups and downs and moments of joy and heartbreak.

I was too stubborn to get a job and I was too awkward to attend networking events so I found a new way to make it happen. This is the fastest way I know to make big money and big connections. It was rough. It was frustrating. It was agonizing. But one thing for certain and two things for sure, it was worth it.

How to Get Out of Broke-Ville (6 month plan)

1. Wake up at 5 am and exercise and take a cold shower.

I couldn’t keep living like this.

I was literally pissing away the little bit of money I had left. I was spending it on bottles of overpriced liquor.

I would party till the wee hours of the morning and then wake up with a hangover to a clock that read 1:00 pm. Shit. The day is already gone. I would think…and then I would eat my Lucky Charms…lie around…and then end the day with another party. I never went to class. I only woke up to repeat the vicious cycle.

It was fun. But it was getting tiring. I couldn’t do it any longer. I was running out of money and I had to make rent. I was living in a shitty apartment with three other (great) dudes. I had a lifeline back home and I could always call for money and it would be sent to me, no questions asked, but I wanted to make it on my own. I knew I had to change or my pride would be sucked from under me and would be stomped on by dirty feet…only to return with a look of defeat. So I did. I changed.

The first order of change was simple. I had to wake up early. The only thing that comes to a sleeping man are wet dreams. Wet dreams are cool, but wet dreams weren’t going to make me any money. Unless…

Never mind.

I put that thought to rest and woke up at 5 am. No one was up. It was still dark out. I felt like I was the only person alive and I was in control of the day for once instead of it being the other way around.

Next order of business was my health. When you’re broke as a joke and your savings are comical, you tend to feel and think and look like a sloth. This is a problem. Sloths don’t attract riches. They attract diabetes and smell like death.

I had to get my energy up. I went for a run and boxed the air. I sweated out the old me and every fear and every insecurity. I felt amazing. I then came home and jumped in the shower. I turned the knob on the shower towards the blue until I was dancing and jumping and my heart was racing. It was a cold shower. A dreaded one at that, but it left me feeling refreshed and ready to meet the world.

But there was a problem. I looked in the mirror and a terrorist looked back. My beard was in shambles and my hair was longer than Caitlyn Jenner’s (OK not really, but you get the point).

The next order of business was obvious…

2. I went and got a haircut and shave.

I was living like a broken man on an island who had lost all hope of being rescued. Actually that’s not true. I was going to rescue myself. I always knew I would. But I sure looked like a stranded man that was left to die on an island in the middle of nowhere. I had to get my confidence up.

I don’t know about you, but every time I get a haircut and shave my face, I feel like a million bucks. I feel like I can cure cancer. So that’s what I did. I cured cancer. I mean, I got a haircut and shave.

I felt like a new man. Today was going to be special.

I walked over to my closet and…

3. Put on my best suit and dressed to the nines.

It was hot. I was sweating. I had no job. I had nowhere to be. I had no one to see. So why put on a suit and tie? Beats me. I couldn’t tell you. But I did it anyways. My roommates laughed and cracked jokes and I laughed with them because I felt stupid. But I didn’t care. I wanted to look like money.

I stood in my room, dressed in my suit and tie, and the clock read 9:17 am.

Gee. What the hell do I do now? I thought to myself. I could go to my 9:30 class…

But I knew that wasn’t an option. It wouldn’t solve my money problems.

I skipped class and hopped on the bus and…

4. Took a trip to downtown so I could take a walk through the city and feel the ambiance in the air.

I was scared. I was uncomfortable. I was in a new city and I was dressed in a suit and tie looking as awkward as ever. I had no idea what the hell I was doing. I held a briefcase in my hand. It had nothing in it, but a textbook I never read.

I went for a walk. The walk gave me life.

I walked and I observed. I saw rich businessmen on their phone, making deals. I saw wealthy lawyers rushing to court. I even saw a celebrity or two (What’s up James Franco and the other guy I can’t remember). I saw hustle and grit on every single face that was dressed in a suit and tie. I smiled as I walked by. They smiled back. I think they saw the hustle and grit on my face as well. I felt the money in the air and I was going to get it. Not minimum wage money, but wealthy lawyer and businessman and Hollywood money. I was one of them. I knew. I always knew.

I continued walking with nowhere to go and then I stumbled into a library.

This brings me to the next step on my journey to riches.

5. I walked to the library and pulled out four books from four different disciplines.

The only thing a broke man has are his thoughts. And unfortunately my thoughts were poorer than my pockets. I had spent the last few months thinking the same shit.

You know how it goes…

Can I afford this? How am I going to have money for that? Will I be able to do that?

Blah. Blah. Blah.

I couldn’t keep thinking the same shit. I needed new life. I needed new thoughts. I needed new ideas. I needed new books.

I pulled out four books. One fiction book to feed my imagination. And three non fiction books on science, philosophy, and business to feed my career. These books would soon ignite the match that would solve my money problems. But I didn’t know it at the time. I just needed time to think…and come up with a plan.

So I…

6. Walked to the dollar store and bought a notebook and a few good pens.

I’ve always kept notebooks full of ideas and schemes. But then life would get better, my ideas would start coming to fruition, and then I would get cocky and would abandon the notebook…only to start suffering again. I knew I had to go back to the notebook way of life. I had to plan my way out of the shit hole I was in. And that’s what I did. I bought a notebook and placed it face down inside my briefcase.

Now my briefcase held a textbook I never read and a notebook full of unlimited potential.

Next, I walked and…

7.  Went to a coffee shop and sat down.

Picture a man dressed in a suit and tie with a briefcase by his feet as he stares deeply into the pages of an unfilled notebook. He’s smiling even though his pockets are frowning because the blank pages represent a new beginning. Things were looking up. But then I got a text that pissed me off. I went back to feeling like shit.

It was a text from back home. A bad text from a negative person.

I bitched and I moaned and I complained…mentally…and then I did something I should have done ages ago…

8. I went through my phone and deleted everyone who ever filled me up with doubt.

I couldn’t have it all. I couldn’t wear a suit and tie by day and then go home and shake hands with people who lived to bring me down by night.

So I went through my phone and deleted everyone who ever filled me up with doubt. I do this often. And every time I do it, I feel lighter. I felt as light as ever as I sat on that stool in Starbucks.

Now my head was clear again. I felt good.

So I…

9. Spent four hours reading the four books.

I wasn’t going to get a job because I was too stubborn to subject myself to such slavery so I knew all I had were the ideas in my brain.

But there was a problem. The ideas in my brain were shit. Horrible. I needed new ideas so I read…and I read…and I read.

I ignored phone calls, text messages, and the group meeting I was supposed to attend for one of my projects. I just kept reading and reading. Put a book down only to pick up the next. The cycle continued. I started feeling better. I could feel my brain light up as I connected a piece from one book with another (good ideas come from the road that intersects two or more disciplines).

And then I pulled out my notebook and I…

10. Wrote a list of 10 people/businesses I could help.

“The fastest way to make money is to help someone else make money.”

I once snuck into a party in Vancouver full of millionaires and maybe a few billionaires and that’s what one Russian dude told me. I think he was worth $100 million or something.

I knew he was right. It felt right. I had spent all this time trying to make myself rich, but now I was going to take a different approach because my old approach had failed me. I was tired of eating hot pockets. I couldn’t live by the old approach any longer so I came up with a list of ten people/businesses that I could help. The first ten that came to mind. I wrote down names of famous people, business moguls, and even the homeless man that I had befriended at the local 7/11.

And then…

11. I wrote 10 ideas for each of those 10 people.

I opened my notebook to a new page and started writing ideas. I didn’t filter anything. I just wrote…and I wrote…and I wrote. It was easy and then it became hard and then I persevered. I had about 25 ideas down for each person. And they all sucked. I was ashamed. But I didn’t care. I just had to get into the habit of delivering value to others because it’s the secret to wealth so I…

12. Found the emails of the people on my list and I sent them my list of ideas.

And then I shut my notebook and I waited…and I waited…and I waited. I went on with my day and acted like it was just another day, but deep down I was anxious to see if anyone replied. I checked my email. No one replied. Actually that’s a lie. One business replied. They said, “We don’t need your stupid ideas.” Ha…ha…ha. I forced a fake laugh. I was defeated. Like a balloon who just kissed a needle.

But I knew it was my only shot. I would continue to read and come up with ideas and then one day someone would reply and that would lead to opportunities. At least I hoped so…rent would soon be due and I needed that moulaaaaaaaaaaaaaaaaaaaaa.

And that’s what I did. And that’s exactly what happened. Fast forward six months and my ideas got me access to big money, book opportunities, and a network full of high status people. Above all, it gave me piece of mind and I never had to worry about rent again. I had cash in my pocket and joy in my heart.

So the plan is simple…

Recap: Wake up in the morning at 5 am. Exercise. Take a cold shower. Read a few chapters from four books. Practice gratitude. Surround yourself with loving people. Write down ten ideas then write down ten more ideas. Then email them to people. Then go on with the rest of your day.

Then go to sleep. Wake up and do it again. Keep doing it. Don’t stop.

If you do the above every single day for six months the following will ensue:

Your ideas will be shitty at first. Really bad. So bad that people will laugh at you. It’s OK. They will get better. They will improve with each day. And then you will become an idea machine. And then when you email your ideas, someone will respond…and they will want your help. Don’t expect people to respond. Get into the habit of delivering value without expecting anything in return. But someone will respond. And then they will schedule a meeting with you. The meeting will go well. The meeting will lead to connections, work, a job, or money. Then that connection or gig will lead to greater opportunities and bigger money. And on and on it will go. It will have a domino effect. And then one day you will wake up and you won’t be broke anymore. The world will be your oyster and you’ll have big money in your pockets and a network full of millionaires and billionaires. 

This method works because the rich and the powerful are constantly in need of new ideas and new people to bring those ideas to life. This is where you come in. So instead of sitting there and saying bullshit things like, “the rich keep getting richer.” Come up with 10 valuable ideas and send them to someone that is rich. Help the rich get richer and you too will get rich in the process.

I still do the above to this day…because it works.

Today I woke up a little later (6:30 am) and I read four books on real estate and wrote ten unconventional ideas for a local real estate tycoon worth billions and billions. It doesn’t matter if he responds. But if he does…

Tej Dosa
3:32 pm
Vancouver, BC